Legal — Financial Wisdom Institute
Financial Wisdom Institute

Legal

financialwisdominstitute.com  ·  All Policies
Effective Date: May 16, 2026  ·  Last Updated: May 16, 2026

Your privacy is sacred to us. This policy explains how Financial Wisdom Institute collects, uses, and protects your information when you visit our website, access our tools, or participate in our programs.

Who We Are

Financial Wisdom Institute ("FWI," "we," "us," or "our") is an educational platform dedicated to financial healing, liberation economics, and generational wealth building. We are founded by Crystal L. Gunn, Financial Healer and Legacy Alchemist.

This Privacy Policy applies to financialwisdominstitute.com and all associated tools, products, memberships, and digital experiences offered by FWI.

For questions about this policy, contact us at: [email protected]

Information We Collect

We collect information you provide directly to us and information collected automatically when you use our platform.

Information you provide:

  • Name and email address when you join our email list, purchase a tool, or register for a program
  • Payment information processed securely through our payment partners (we do not store full card numbers)
  • Responses to assessments, quizzes, and diagnostic tools such as the Financial Wound Type Assessment and Financial Sovereignty X-Ray Diagnostic
  • Communications you send us via email or contact forms
  • Membership account information including username and preferences

Information collected automatically:

  • Browser type, device type, and operating system
  • Pages visited, time spent on pages, and links clicked
  • IP address and general geographic location
  • Referring website or source that brought you to our site

How We Use Your Information

We use the information we collect to serve you and deliver on our mission of financial liberation. Specifically we use your information to:

  • Deliver digital products, Liberation Tools, and program materials you have purchased or enrolled in
  • Send you educational content, program updates, and relevant offers via email
  • Process payments and manage your membership or account
  • Personalize your experience within our platform and tools
  • Respond to your questions and provide customer support
  • Improve our website, tools, and programs based on how they are used
  • Comply with legal obligations

We do not sell your personal information to third parties. Ever. Your data belongs to you.

Email Communications

When you join our email list or purchase from us, you may receive emails including educational content, tool releases, program announcements, and promotional offers. Every email includes an unsubscribe link. You may opt out at any time.

We use GoHighLevel to manage our email communications and CRM. Your information is stored on their secure platform in accordance with their privacy practices.

Third-Party Services

We work with trusted third-party services to operate our platform. These partners may have access to your information only as necessary to perform their functions:

  • GoHighLevel — CRM, email delivery, and course platform
  • Stripe — Payment processing
  • Vimeo — Video hosting for membership content
  • WordPress / WooCommerce — Website and product delivery
  • Google Analytics — Website traffic and usage analytics
  • Pinterest — Social media and content distribution

Each of these partners maintains their own privacy practices. We encourage you to review their policies.

Cookies

Our website uses cookies — small text files stored on your device — to improve your experience, remember your preferences, and analyze how our site is used. You may disable cookies through your browser settings, though some features of our site may not function properly without them.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or loss. However, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and protect your account credentials.

Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information, subject to certain legal obligations
  • Opt out of marketing communications at any time
  • Request a copy of your data in a portable format

To exercise any of these rights, contact us at [email protected].

Children's Privacy

Our platform is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. We encourage you to review this policy periodically. Continued use of our platform after any changes constitutes acceptance of the updated policy.

Contact Us

Financial Wisdom Institute
Founded by Crystal L. Gunn
Email: [email protected]
Website: financialwisdominstitute.com

Effective Date: June 4, 2026  ·  Last Updated: June 4, 2026

By accessing or using the Financial Wisdom Institute platform, purchasing any product or tool, or enrolling in any membership tier, you agree to the following terms. Please read them carefully.

Who These Terms Apply To

These Terms & Conditions govern your use of financialwisdominstitute.com and all associated digital products, membership programs, Liberation Tools, assessments, courses, and experiences offered by Financial Wisdom Institute ("FWI," "we," "us," or "our"), founded by Crystal L. Gunn. These terms apply to all visitors, members, and purchasers.

Educational Purpose & Not Financial Advice

Financial Wisdom Institute is an educational and healing platform. All content, tools, assessments, videos, voice notes, guided sequences, and programs offered by FWI — including but not limited to the Financial Wound Framework, A.R.I.S.E. Liberation system, 10 Financial Wound Types, Tuesday Liberation Tools, and all membership content — are provided for educational and personal development purposes only.

Nothing on this platform constitutes licensed financial advice, investment advice, legal advice, tax advice, or therapeutic treatment. FWI does not create a fiduciary relationship between you and Financial Wisdom Institute or Crystal L. Gunn.

For personalized financial planning, insurance, or wealth strategy services, you may be referred to Archer Wealth Group, a separate licensed entity.

Membership Terms

The Awakening (Free)
The Awakening membership is offered at no cost. FWI reserves the right to modify, limit, or discontinue free access at any time with reasonable notice.

The Seeker ($22.22/month) and The Initiate ($33.33/month)
Paid memberships are billed on a recurring monthly basis through our payment processor, Stripe. By enrolling in a paid tier you authorize FWI to charge your payment method on a monthly basis until you cancel.

  • Cancellation: You may cancel your membership at any time. Cancellation takes effect at the end of your current billing period. You will retain access through the end of the period you have paid for. No partial refunds are issued for unused portions of a billing period.
  • Downgrades: You may downgrade your membership tier at any time. Downgrades take effect at the start of the next billing cycle.
  • Failed Payments: If a payment fails, your access may be paused until payment is resolved. FWI will make reasonable attempts to notify you before suspending access.

Liberation Tools & Digital Products

All Liberation Tools and digital products sold through FWI are non-refundable. Due to the immediate digital delivery of these products, all sales are final once access has been granted or the file has been delivered.

If you experience a technical issue with a product you purchased, contact us at [email protected] and we will work to resolve it.

Intellectual Property

All content on the Financial Wisdom Institute platform — including but not limited to frameworks, assessments, tools, written content, videos, voice notes, graphics, the Financial Wound Framework, A.R.I.S.E. Liberation system, Medu Neter Method™, Sovereign Heritage Scroll™, Financially Sovereign System™, and all Liberation Tools — is the exclusive intellectual property of Crystal L. Gunn and Financial Wisdom Institute.

You may not reproduce, distribute, republish, sell, modify, or create derivative works from any FWI content without express written permission from Financial Wisdom Institute.

Membership access is granted for personal, non-commercial use only. Sharing login credentials or distributing membership content is strictly prohibited and may result in immediate termination of your membership without refund.

User Conduct

By accessing FWI's platform and membership, you agree to:

  • Use the platform and its content for personal growth and educational purposes only
  • Treat all community spaces with respect, dignity, and integrity
  • Refrain from sharing, reproducing, or distributing any FWI content outside the platform
  • Not attempt to reverse engineer, scrape, or systematically download platform content
  • Not use FWI content to create competing products or services

FWI reserves the right to terminate access for any user who violates these terms.

Disclaimer of Warranties

FWI's platform, tools, and content are provided "as is." While we are deeply committed to the quality and integrity of everything we offer, Financial Wisdom Institute makes no warranties — express or implied — regarding results, outcomes, or fitness for any particular purpose. Financial healing and transformation are deeply personal processes. Individual results will vary.

Limitation of Liability

To the fullest extent permitted by law, Financial Wisdom Institute and Crystal L. Gunn shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform, tools, or membership content.

Governing Law

These Terms & Conditions are governed by the laws of the State of Michigan, without regard to its conflict of law provisions.

Changes to These Terms

FWI reserves the right to update these Terms & Conditions at any time. When we do, we will update the effective date at the top of this page. Continued use of our platform after any changes constitutes acceptance of the updated terms.

Contact

Financial Wisdom Institute
Founded by Crystal L. Gunn
Email: [email protected]
Website: financialwisdominstitute.com

Financial Wisdom Institute

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